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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,991 | $63,861-84.4% | $104,639-90.5% | $79,856-87.5% |
| Participation rate | 100.0% | 64.9%+35.1pp | 74.1%+25.9pp | 69.6%+30.4pp |
| Annual return | 30.04% | 21.30%+8.7pp | 340.67%-310.6pp | 31.71%-1.7pp |
| Employer contribution / active EE | $1,507 | $1,588-5.1% | $2,682-43.8% | $2,471-39.0% |
| Participant deferral / active EE | $1,407 | $2,693-47.8% | $3,738-62.4% | $3,741-62.4% |
| Admin fee / account holder | $1,433 | $4,185-65.8% | $6,465-77.8% | $5,306-73.0% |