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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,925 | $53,162-79.4% | $91,225-88.0% | $68,486-84.0% |
| Participation rate | 97.1% | 63.2%+33.9pp | 73.2%+23.9pp | 67.9%+29.2pp |
| Annual return | -27.34% | -3.14%-24.2pp | 114.12%-141.5pp | -7.85%-19.5pp |
| Employer contribution / active EE | $1,696 | $1,709-0.8% | $2,851-40.5% | $2,597-34.7% |
| Participant deferral / active EE | $1,649 | $2,974-44.5% | $4,233-61.0% | $4,028-59.0% |
| Admin fee / account holder | $1,629 | $4,493-63.7% | $5,422-69.9% | $5,404-69.8% |