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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,523 | $66,402-84.2% | $109,895-90.4% | $85,856-87.7% |
| Participation rate | 100.0% | 63.9%+36.1pp | 74.2%+25.8pp | 69.3%+30.7pp |
| Annual return | 15.22% | 19.59%-4.4pp | 29.46%-14.2pp | 318.58%-303.4pp |
| Employer contribution / active EE | $1,269 | $1,687-24.8% | $2,843-55.4% | $2,565-50.5% |
| Participant deferral / active EE | $1,223 | $2,842-57.0% | $4,049-69.8% | $3,952-69.1% |
| Admin fee / account holder | $1,180 | $4,557-74.1% | $6,067-80.6% | $6,261-81.2% |