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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,069 | $53,596-92.4% | $90,657-95.5% | $64,173-93.7% |
| Participation rate | 100.0% | 64.5%+35.5pp | 74.0%+26.0pp | 69.6%+30.4pp |
| Annual return | -10.86% | 4.41%-15.3pp | 1.89%-12.7pp | 7.63%-18.5pp |
| Employer contribution / active EE | $1,444 | $1,503-3.9% | $2,532-43.0% | $2,381-39.3% |
| Participant deferral / active EE | $1,637 | $2,459-33.4% | $3,424-52.2% | $3,470-52.8% |
| Admin fee / account holder | $463 | $3,868-88.0% | $4,994-90.7% | $4,887-90.5% |