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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,422 | $58,523-92.4% | $99,475-95.6% | $72,975-93.9% |
| Participation rate | 100.0% | 64.6%+35.4pp | 73.8%+26.2pp | 69.5%+30.5pp |
| Annual return | 24.58% | 28.51%-3.9pp | 30.72%-6.1pp | 81.01%-56.4pp |
| Employer contribution / active EE | $1,513 | $1,512+0.1% | $2,540-40.4% | $2,440-38.0% |
| Participant deferral / active EE | $1,232 | $2,606-52.7% | $3,619-66.0% | $3,608-65.9% |
| Admin fee / account holder | $1,100 | $4,102-73.2% | $6,252-82.4% | $5,124-78.5% |