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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,883 | $65,575+21.8% | $86,209-7.3% | $75,181+6.3% |
| Participation rate | 65.5% | 60.5%+5.0pp | 69.0%-3.4pp | 67.2%-1.7pp |
| Annual return | 20.46% | 46.07%-25.6pp | 1169.05%-1148.6pp | 160.69%-140.2pp |
| Employer contribution / active EE | $2,558 | $1,553+64.7% | $2,381+7.4% | $2,671-4.2% |
| Participant deferral / active EE | $5,234 | $3,023+73.1% | $3,986+31.3% | $4,126+26.9% |
| Admin fee / account holder | $4,227 | $5,470-22.7% | $6,853-38.3% | $5,650-25.2% |