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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,035 | $54,541+28.4% | $78,778-11.1% | $70,126-0.1% |
| Participation rate | 54.8% | 60.8%-6.0pp | 69.2%-14.4pp | 69.5%-14.7pp |
| Annual return | 16.71% | 21.07%-4.4pp | 35.62%-18.9pp | 73.15%-56.4pp |
| Employer contribution / active EE | $1,700 | $1,089+56.2% | $1,986-14.4% | $2,343-27.4% |
| Participant deferral / active EE | $2,362 | $2,210+6.9% | $2,958-20.1% | $3,332-29.1% |
| Admin fee / account holder | $15,889 | $3,709+328.4% | $5,134+209.5% | $4,645+242.0% |