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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,583 | $45,566+50.5% | $64,105+7.0% | $59,633+15.0% |
| Participation rate | 64.3% | 60.2%+4.1pp | 68.2%-3.9pp | 68.7%-4.4pp |
| Annual return | 1.49% | 4.95%-3.5pp | 791.24%-789.8pp | 2041.45%-2040.0pp |
| Employer contribution / active EE | $2,142 | $934+129.3% | $1,820+17.7% | $2,203-2.7% |
| Participant deferral / active EE | $2,854 | $2,057+38.7% | $2,822+1.1% | $3,192-10.6% |
| Admin fee / account holder | $35,845 | $3,268+997.0% | $4,499+696.7% | $4,297+734.2% |