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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,587 | $65,027-14.5% | $90,970-38.9% | $79,852-30.4% |
| Participation rate | 57.1% | 61.6%-4.5pp | 69.0%-11.9pp | 69.6%-12.5pp |
| Annual return | 18.80% | 30.45%-11.7pp | 134.58%-115.8pp | 31.72%-12.9pp |
| Employer contribution / active EE | $1,485 | $1,247+19.0% | $2,122-30.0% | $2,471-39.9% |
| Participant deferral / active EE | $3,078 | $2,512+22.5% | $3,373-8.8% | $3,740-17.7% |
| Admin fee / account holder | $7,766 | $4,535+71.2% | $5,960+30.3% | $5,306+46.3% |