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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,515 | $50,947+14.9% | $74,551-21.5% | $64,173-8.8% |
| Participation rate | 64.3% | 61.1%+3.2pp | 69.1%-4.9pp | 69.6%-5.3pp |
| Annual return | -7.56% | -1.85%-5.7pp | 32.53%-40.1pp | 7.63%-15.2pp |
| Employer contribution / active EE | $2,098 | $1,115+88.1% | $1,961+7.0% | $2,381-11.9% |
| Participant deferral / active EE | $3,009 | $2,302+30.7% | $3,108-3.2% | $3,470-13.3% |
| Admin fee / account holder | $1,497 | $4,221-64.5% | $5,059-70.4% | $4,887-69.4% |