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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,850 | $48,364+34.1% | $71,796-9.7% | $62,881+3.1% |
| Participation rate | 65.5% | 60.6%+4.9pp | 69.1%-3.6pp | 69.3%-3.8pp |
| Annual return | 7.07% | 13.16%-6.1pp | 78.04%-71.0pp | 20.14%-13.1pp |
| Employer contribution / active EE | $2,212 | $1,042+112.3% | $1,924+15.0% | $2,281-3.0% |
| Participant deferral / active EE | $2,767 | $2,091+32.3% | $2,794-1.0% | $3,203-13.6% |
| Admin fee / account holder | $8,595 | $3,771+127.9% | $4,815+78.5% | $4,296+100.1% |