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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $454,697 | $41,016+1008.6% | $152,093+199.0% | $64,097+609.4% |
| Participation rate | 86.9% | 51.3%+35.6pp | 77.8%+9.1pp | 55.2%+31.7pp |
| Annual return | 16.57% | 39.60%-23.0pp | 66.36%-49.8pp | 34.64%-18.1pp |
| Employer contribution / active EE | $26,806 | $1,342+1897.0% | $4,175+542.1% | $1,891+1317.2% |
| Participant deferral / active EE | $5,049 | $1,927+161.9% | $5,451-7.4% | $3,080+63.9% |
| Admin fee / account holder | $26,328 | $2,305+1042.1% | $14,497+81.6% | $3,454+662.1% |