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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,397 | $77,638+229.0% | $156,551+63.1% | $62,881+306.2% |
| Participation rate | 89.4% | 71.2%+18.2pp | 84.0%+5.3pp | 69.3%+20.1pp |
| Annual return | 6.34% | 50.33%-44.0pp | 32.23%-25.9pp | 20.14%-13.8pp |
| Employer contribution / active EE | $0 | $3,444-100.0% | $5,501-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $4,173 | $3,046+37.0% | $4,871-14.3% | $3,203+30.3% |
| Admin fee / account holder | $16,908 | $5,561+204.0% | $13,028+29.8% | $4,296+293.6% |