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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,938 | $73,848+284.5% | $143,799+97.5% | $68,486+314.6% |
| Participation rate | 93.3% | 66.7%+26.7pp | 80.3%+13.0pp | 67.9%+25.4pp |
| Annual return | -18.63% | 0.91%-19.5pp | -0.04%-18.6pp | -7.85%-10.8pp |
| Employer contribution / active EE | $22,361 | $3,184+602.2% | $4,952+351.5% | $2,597+761.1% |
| Participant deferral / active EE | $3,805 | $3,385+12.4% | $5,638-32.5% | $4,028-5.5% |
| Admin fee / account holder | $14,086 | $5,755+144.8% | $14,677-4.0% | $5,404+160.7% |