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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,235 | $85,171+230.2% | $172,752+62.8% | $72,975+285.4% |
| Participation rate | 95.7% | 70.1%+25.7pp | 82.6%+13.1pp | 69.5%+26.3pp |
| Annual return | 21.95% | 27.32%-5.4pp | 802.97%-781.0pp | 81.01%-59.1pp |
| Employer contribution / active EE | $20,596 | $3,324+519.6% | $5,144+300.4% | $2,440+744.1% |
| Participant deferral / active EE | $4,816 | $3,260+47.7% | $5,198-7.4% | $3,608+33.5% |
| Admin fee / account holder | $31,812 | $5,880+441.0% | $13,955+128.0% | $5,124+520.8% |