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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $355,249 | $91,179+289.6% | $178,499+99.0% | $79,852+344.9% |
| Participation rate | 93.5% | 69.2%+24.3pp | 81.9%+11.6pp | 69.6%+23.9pp |
| Annual return | 24.59% | 24.19%+0.4pp | 151.10%-126.5pp | 31.72%-7.1pp |
| Employer contribution / active EE | $20,166 | $3,256+519.4% | $5,011+302.4% | $2,471+716.1% |
| Participant deferral / active EE | $4,414 | $3,236+36.4% | $5,202-15.2% | $3,740+18.0% |
| Admin fee / account holder | $16,078 | $6,749+138.2% | $13,986+15.0% | $5,306+203.0% |