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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $302,085 | $84,236+258.6% | $170,435+77.2% | $70,126+330.8% |
| Participation rate | 89.7% | 70.8%+18.9pp | 83.6%+6.1pp | 69.5%+20.2pp |
| Annual return | 16.28% | 23.06%-6.8pp | 205.94%-189.7pp | 73.15%-56.9pp |
| Employer contribution / active EE | $19,113 | $3,387+464.3% | $5,432+251.8% | $2,343+715.9% |
| Participant deferral / active EE | $1,201 | $3,086-61.1% | $4,939-75.7% | $3,332-63.9% |
| Admin fee / account holder | $4,858 | $5,698-14.7% | $13,881-65.0% | $4,645+4.6% |