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| Provider | Service type | Compensation |
|---|---|---|
CITY STATE BANK5 years Service code 21 · EIN 42-0443990 | Bank Trustee | $98,188 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,968 | $104,479+148.8% | $159,474+63.0% | $79,391+227.5% |
| Participation rate | 93.6% | 76.6%+17.0pp | 82.8%+10.8pp | 70.7%+22.9pp |
| Annual return | 15.15% | 67.98%-52.8pp | 263.68%-248.5pp | 116.88%-101.7pp |
| Employer contribution / active EE | $7,334 | $3,417+114.6% | $4,831+51.8% | $2,428+202.1% |
| Participant deferral / active EE | $9,833 | $6,468+52.0% | $7,353+33.7% | $4,046+143.0% |
| Admin fee / account holder | $735 | $711+3.3% | $10,802-93.2% | $627+17.2% |