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| Provider | Service type | Compensation |
|---|---|---|
CITY STATE BANK3 years Service code 21 · EIN 42-0443990 | Bank Trustee | $85,527 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,505 | $89,652+119.2% | $141,197+39.2% | $65,186+201.5% |
| Participation rate | 93.9% | 74.7%+19.2pp | 82.5%+11.4pp | 70.2%+23.7pp |
| Annual return | 23.05% | 32.79%-9.7pp | 71.41%-48.4pp | 29.39%-6.3pp |
| Employer contribution / active EE | $7,009 | $3,065+128.7% | $4,736+48.0% | $2,177+222.0% |
| Participant deferral / active EE | $9,095 | $5,691+59.8% | $6,710+35.5% | $3,514+158.8% |
| Admin fee / account holder | $601 | $569+5.8% | $10,265-94.1% | $847-29.0% |