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| Provider | Service type | Compensation |
|---|---|---|
CITY STATE BANK1 year Service code 21 · EIN 42-0443990 | Bank Trustee | $92,588 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,830 | $80,753+130.1% | $136,298+36.3% | $62,293+198.3% |
| Participation rate | 94.5% | 73.5%+21.0pp | 81.9%+12.6pp | 69.5%+25.0pp |
| Annual return | 18.36% | 35.83%-17.5pp | 5156.27%-5137.9pp | 28.90%-10.5pp |
| Employer contribution / active EE | $7,000 | $2,884+142.7% | $4,696+49.1% | $2,042+242.8% |
| Participant deferral / active EE | $9,287 | $5,164+79.8% | $6,247+48.7% | $3,169+193.1% |
| Admin fee / account holder | $726 | $525+38.3% | $9,244-92.1% | $479+51.5% |