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| Provider | Service type | Compensation |
|---|---|---|
CITY STATE BANK7 years Service code 21 · EIN 42-0443990 | Bank Trustee | $70,856 |
Filed as: CHARLES SCHWAB TRUST COMPANY Service code 19 · EIN 82-3967259 | Securities Custodian | $12,588 |
Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,598 | $91,439+159.8% | $135,974+74.7% | $71,511+232.3% |
| Participation rate | 93.0% | 75.7%+17.4pp | 81.9%+11.1pp | 67.9%+25.1pp |
| Annual return | 17.47% | 29.90%-12.4pp | 68.30%-50.8pp | 28.86%-11.4pp |
| Employer contribution / active EE | $8,291 | $3,705+123.8% | $4,859+70.6% | $2,589+220.2% |
| Participant deferral / active EE | $11,420 | $7,093+61.0% | $7,760+47.2% | $4,291+166.2% |
| Admin fee / account holder | $487 | $1,267-61.5% | $10,767-95.5% | $1,588-69.3% |