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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,743 | $70,002+108.2% | $115,038+26.7% | $52,331+178.5% |
| Participation rate | 100.0% | 72.1%+27.9pp | 81.4%+18.6pp | 68.1%+31.9pp |
| Annual return | -2.06% | 4.04%-6.1pp | 26.14%-28.2pp | 4.54%-6.6pp |
| Employer contribution / active EE | $5,908 | $2,715+117.6% | $4,608+28.2% | $1,882+214.0% |
| Participant deferral / active EE | $7,400 | $4,920+50.4% | $6,026+22.8% | $3,022+144.9% |
| Admin fee / account holder | $8,895 | $566+1471.4% | $8,175+8.8% | $592+1403.5% |