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| Provider | Service type | Compensation |
|---|---|---|
CITY STATE BANK6 years Service code 21 · EIN 42-0443990 | Bank Trustee | $97,123 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,345 | $84,493+154.9% | $125,381+71.8% | $66,938+221.7% |
| Participation rate | 94.8% | 76.4%+18.4pp | 82.4%+12.4pp | 69.8%+25.0pp |
| Annual return | -15.90% | -8.49%-7.4pp | 572.31%-588.2pp | 1.58%-17.5pp |
| Employer contribution / active EE | $7,278 | $3,554+104.8% | $4,815+51.2% | $2,545+186.0% |
| Participant deferral / active EE | $10,392 | $6,783+53.2% | $7,448+39.5% | $4,238+145.2% |
| Admin fee / account holder | $692 | $685+1.0% | $10,007-93.1% | $594+16.6% |