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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,865 | $75,962-4.1% | $154,108-52.7% | $64,173+13.5% |
| Participation rate | 100.0% | 70.4%+29.6pp | 83.0%+17.0pp | 69.6%+30.4pp |
| Annual return | -8.51% | 30.32%-38.8pp | 735.21%-743.7pp | 7.63%-16.1pp |
| Employer contribution / active EE | $6,719 | $3,350+100.6% | $5,298+26.8% | $2,381+182.2% |
| Participant deferral / active EE | $4,641 | $3,175+46.2% | $5,081-8.7% | $3,470+33.8% |
| Admin fee / account holder | $3,765 | $5,589-32.6% | $13,411-71.9% | $4,887-23.0% |