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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,181 | $217,432-41.0% | $185,851-31.0% | $167,553-23.5% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 8.23% | 148.43%-140.2pp | 122.11%-113.9pp | 478.89%-470.7pp |
| Employer contribution / active EE | $8,839 | $5,874+50.5% | $5,168+71.0% | $4,840+82.6% |
| Participant deferral / active EE | $6,506 | $6,357+2.3% | $5,569+16.8% | $6,343+2.6% |
| Admin fee / account holder | $6,211 | $19,820-68.7% | $16,245-61.8% | $12,316-49.6% |