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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,508 | $175,259-39.8% | $149,723-29.5% | $139,487-24.4% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 4.30% | 166.82%-162.5pp | 134.50%-130.2pp | 373.84%-369.5pp |
| Employer contribution / active EE | $6,897 | $5,478+25.9% | $4,821+43.0% | $4,755+45.1% |
| Participant deferral / active EE | $6,842 | $6,522+4.9% | $5,682+20.4% | $6,713+1.9% |
| Admin fee / account holder | $15,690 | $16,158-2.9% | $13,215+18.7% | $11,407+37.5% |