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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,730 | $85,171+6.5% | $172,753-47.5% | $72,976+24.3% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 15.73% | 27.32%-11.6pp | 803.00%-787.3pp | 81.02%-65.3pp |
| Employer contribution / active EE | $7,162 | $3,324+115.4% | $5,144+39.2% | $2,440+193.5% |
| Participant deferral / active EE | $5,659 | $3,260+73.6% | $5,198+8.9% | $3,608+56.9% |
| Admin fee / account holder | $3,310 | $5,880-43.7% | $13,956-76.3% | $5,124-35.4% |