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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,750 | $84,236-7.7% | $170,435-54.4% | $70,126+10.9% |
| Participation rate | 100.0% | 70.8%+29.2pp | 83.6%+16.4pp | 69.5%+30.5pp |
| Annual return | 8.80% | 23.06%-14.3pp | 205.94%-197.1pp | 73.15%-64.3pp |
| Employer contribution / active EE | $7,373 | $3,387+117.7% | $5,432+35.7% | $2,343+214.7% |
| Participant deferral / active EE | $6,270 | $3,086+103.2% | $4,939+26.9% | $3,332+88.2% |
| Admin fee / account holder | $3,168 | $5,698-44.4% | $13,881-77.2% | $4,645-31.8% |