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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,127 | $209,422-2.1% | $178,503+14.9% | $158,982+29.0% |
| Participation rate | 0.0% | 86.4%-86.4pp | 81.9%-81.9pp | 82.0%-82.0pp |
| Annual return | 27.45% | 188.81%-161.4pp | 151.12%-123.7pp | 302.99%-275.5pp |
| Employer contribution / active EE | $8,136 | $5,707+42.6% | $5,011+62.4% | $4,763+70.8% |
| Participant deferral / active EE | $7,598 | $5,955+27.6% | $5,202+46.0% | $5,983+27.0% |
| Admin fee / account holder | $6,400 | $17,079-62.5% | $13,987-54.2% | $11,252-43.1% |