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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,202 | $104,664+41.6% | $85,693+72.9% | $167,518-11.5% |
| Participation rate | 90.9% | 76.4%+14.5pp | 69.9%+21.1pp | 82.1%+8.8pp |
| Annual return | 15.90% | 21.45%-5.6pp | 21.49%-5.6pp | 478.71%-462.8pp |
| Employer contribution / active EE | $1,082 | $3,337-67.6% | $2,618-58.7% | $4,838-77.6% |
| Participant deferral / active EE | $1,556 | $4,824-67.7% | $3,923-60.3% | $6,342-75.5% |
| Admin fee / account holder | $1,074 | $10,032-89.3% | $6,874-84.4% | $12,312-91.3% |