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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,263 | $83,337-7.3% | $67,834+13.9% | $273,972-71.8% |
| Participation rate | 100.0% | 76.4%+23.6pp | 68.8%+31.2pp | 83.0%+17.0pp |
| Annual return | 7.71% | 259.45%-251.7pp | 138.47%-130.8pp | 41.46%-33.7pp |
| Employer contribution / active EE | $1,699 | $3,287-48.3% | $2,403-29.3% | $4,869-65.1% |
| Participant deferral / active EE | $2,993 | $4,088-26.8% | $3,160-5.3% | $5,287-43.4% |
| Admin fee / account holder | $534 | $6,752-92.1% | $4,622-88.4% | $10,133-94.7% |