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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,928 | $96,508+11.8% | $75,901+42.2% | $152,897-29.4% |
| Participation rate | 91.7% | 76.2%+15.5pp | 69.3%+22.4pp | 82.5%+9.2pp |
| Annual return | 22.57% | 33.99%-11.4pp | 30.76%-8.2pp | 345.43%-322.9pp |
| Employer contribution / active EE | $1,289 | $3,310-61.1% | $2,501-48.4% | $4,764-72.9% |
| Participant deferral / active EE | $1,761 | $4,554-61.3% | $3,603-51.1% | $5,851-69.9% |
| Admin fee / account holder | $872 | $8,081-89.2% | $5,420-83.9% | $11,599-92.5% |