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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,255 | $82,314+23.0% | $68,808+47.2% | $134,532-24.7% |
| Participation rate | 100.0% | 75.1%+24.9pp | 69.0%+31.0pp | 81.2%+18.8pp |
| Annual return | -17.89% | -2.18%-15.7pp | -6.37%-11.5pp | 418.27%-436.2pp |
| Employer contribution / active EE | $1,211 | $3,301-63.3% | $2,656-54.4% | $4,741-74.5% |
| Participant deferral / active EE | $1,723 | $4,740-63.6% | $3,942-56.3% | $6,401-73.1% |
| Admin fee / account holder | $820 | $6,484-87.4% | $4,936-83.4% | $11,429-92.8% |