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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,995 | $85,024+40.0% | $70,544+68.7% | $139,466-14.7% |
| Participation rate | 100.0% | 73.9%+26.1pp | 68.4%+31.6pp | 80.3%+19.7pp |
| Annual return | 15.17% | 30.39%-15.2pp | 32.79%-17.6pp | 373.66%-358.5pp |
| Employer contribution / active EE | $1,217 | $3,912-68.9% | $2,976-59.1% | $4,754-74.4% |
| Participant deferral / active EE | $1,714 | $5,891-70.9% | $4,568-62.5% | $6,712-74.5% |
| Admin fee / account holder | $837 | $8,928-90.6% | $6,427-87.0% | $11,409-92.7% |