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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,936 | $91,037-0.1% | $71,671+26.9% | $147,586-38.4% |
| Participation rate | 100.0% | 76.1%+23.9pp | 68.7%+31.3pp | 82.8%+17.2pp |
| Annual return | 14.91% | 20.48%-5.6pp | 20.65%-5.7pp | 578.59%-563.7pp |
| Employer contribution / active EE | $1,571 | $3,327-52.8% | $2,460-36.1% | $4,876-67.8% |
| Participant deferral / active EE | $2,795 | $4,498-37.9% | $3,438-18.7% | $5,439-48.6% |
| Admin fee / account holder | $14,921 | $8,613+73.3% | $5,558+168.4% | $10,886+37.1% |