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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $496,370 | $198,457+150.1% | $170,435+191.2% | $147,586+236.3% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 13.77% | 257.30%-243.5pp | 205.94%-192.2pp | 578.59%-564.8pp |
| Employer contribution / active EE | $4,458 | $6,183-27.9% | $5,432-17.9% | $4,876-8.6% |
| Participant deferral / active EE | $3,185 | $5,629-43.4% | $4,939-35.5% | $5,439-41.4% |
| Admin fee / account holder | $47,349 | $16,852+181.0% | $13,881+241.1% | $10,886+335.0% |