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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $292,387 | $183,516+59.3% | $155,534+88.0% | $145,884+100.4% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 11.49% | 61.43%-49.9pp | 64.92%-53.4pp | 551.85%-540.4pp |
| Employer contribution / active EE | $4,873 | $5,315-8.3% | $4,675+4.2% | $4,662+4.5% |
| Participant deferral / active EE | $2,536 | $6,467-60.8% | $5,630-55.0% | $6,690-62.1% |
| Admin fee / account holder | $22,503 | $19,293+16.6% | $15,900+41.5% | $13,392+68.0% |