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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $447,720 | $181,896+146.1% | $156,551+186.0% | $273,972+63.4% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 15.27% | 30.74%-15.5pp | 32.23%-17.0pp | 41.46%-26.2pp |
| Employer contribution / active EE | $5,142 | $6,248-17.7% | $5,501-6.5% | $4,869+5.6% |
| Participant deferral / active EE | $3,558 | $5,550-35.9% | $4,871-27.0% | $5,287-32.7% |
| Admin fee / account holder | $73,900 | $15,560+374.9% | $13,028+467.2% | $10,133+629.3% |