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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $324,703 | $217,432+49.3% | $185,851+74.7% | $167,553+93.8% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 22.02% | 148.43%-126.4pp | 122.11%-100.1pp | 478.89%-456.9pp |
| Employer contribution / active EE | $4,104 | $5,874-30.1% | $5,168-20.6% | $4,840-15.2% |
| Participant deferral / active EE | $2,828 | $6,357-55.5% | $5,569-49.2% | $6,343-55.4% |
| Admin fee / account holder | $23,223 | $19,820+17.2% | $16,245+43.0% | $12,316+88.6% |