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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $324,550 | $75,962+327.3% | $154,108+110.6% | $64,173+405.7% |
| Participation rate | 100.0% | 70.4%+29.6pp | 83.0%+17.0pp | 69.6%+30.4pp |
| Annual return | -4.68% | 30.32%-35.0pp | 735.21%-739.9pp | 7.63%-12.3pp |
| Employer contribution / active EE | $3,633 | $3,350+8.5% | $5,298-31.4% | $2,381+52.6% |
| Participant deferral / active EE | $2,905 | $3,175-8.5% | $5,081-42.8% | $3,470-16.3% |
| Admin fee / account holder | $31,505 | $5,589+463.7% | $13,411+134.9% | $4,887+544.6% |