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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $313,245 | $175,259+78.7% | $149,723+109.2% | $139,487+124.6% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 14.50% | 166.82%-152.3pp | 134.50%-120.0pp | 373.84%-359.3pp |
| Employer contribution / active EE | $4,934 | $5,478-9.9% | $4,821+2.3% | $4,755+3.8% |
| Participant deferral / active EE | $3,111 | $6,522-52.3% | $5,682-45.3% | $6,713-53.7% |
| Admin fee / account holder | $13,974 | $16,158-13.5% | $13,215+5.7% | $11,407+22.5% |