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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,023 | $101,063-40.6% | $81,473-26.3% | $147,586-59.3% |
| Participation rate | 66.7% | 74.5%-7.8pp | 68.0%-1.3pp | 82.8%-16.2pp |
| Annual return | 15.38% | 32.41%-17.0pp | 38.78%-23.4pp | 578.59%-563.2pp |
| Employer contribution / active EE | $1,440 | $3,206-55.1% | $2,568-43.9% | $4,876-70.5% |
| Participant deferral / active EE | $3,113 | $4,242-26.6% | $3,537-12.0% | $5,439-42.8% |
| Admin fee / account holder | $125 | $5,812-97.8% | $4,561-97.3% | $10,886-98.8% |