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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,285 | $93,064-49.2% | $74,577-36.6% | $273,972-82.7% |
| Participation rate | 66.7% | 74.9%-8.3pp | 68.1%-1.4pp | 83.0%-16.3pp |
| Annual return | 12.27% | 26.18%-13.9pp | 20.47%-8.2pp | 41.46%-29.2pp |
| Employer contribution / active EE | $1,506 | $3,160-52.3% | $2,525-40.3% | $4,869-69.1% |
| Participant deferral / active EE | $3,641 | $4,160-12.5% | $3,458+5.3% | $5,287-31.1% |
| Admin fee / account holder | $96 | $5,273-98.2% | $4,138-97.7% | $10,133-99.0% |