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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,636 | $109,411-8.9% | $89,435+11.4% | $158,982-37.3% |
| Participation rate | 60.0% | 74.3%-14.3pp | 68.0%-8.0pp | 82.0%-22.0pp |
| Annual return | 21.21% | 345.68%-324.5pp | 245.55%-224.3pp | 302.99%-281.8pp |
| Employer contribution / active EE | $1,211 | $3,173-61.8% | $2,587-53.2% | $4,763-74.6% |
| Participant deferral / active EE | $3,592 | $4,600-21.9% | $3,890-7.7% | $5,983-40.0% |
| Admin fee / account holder | $179 | $6,159-97.1% | $4,884-96.3% | $11,252-98.4% |