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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,441 | $107,809-16.1% | $97,032-6.8% | $155,188-41.7% |
| Participation rate | 64.7% | 75.5%-10.8pp | 71.6%-6.9pp | 80.8%-16.1pp |
| Annual return | 14.23% | 38.06%-23.8pp | 35.38%-21.1pp | 148.84%-134.6pp |
| Employer contribution / active EE | $2,021 | $2,911-30.6% | $2,629-23.1% | $4,248-52.4% |
| Participant deferral / active EE | $4,748 | $5,129-7.4% | $4,672+1.6% | $6,531-27.3% |
| Admin fee / account holder | $213 | $10,717-98.0% | $9,418-97.7% | $14,480-98.5% |