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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,411 | $104,953-21.5% | $84,637-2.6% | $152,909-46.1% |
| Participation rate | 55.0% | 74.8%-19.8pp | 68.2%-13.2pp | 82.5%-27.5pp |
| Annual return | 24.06% | 373.94%-349.9pp | 258.82%-234.8pp | 345.46%-321.4pp |
| Employer contribution / active EE | $1,171 | $3,304-64.5% | $2,653-55.9% | $4,764-75.4% |
| Participant deferral / active EE | $3,453 | $4,691-26.4% | $3,900-11.5% | $5,851-41.0% |
| Admin fee / account holder | $180 | $6,244-97.1% | $4,914-96.3% | $11,601-98.4% |