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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,961 | $93,124+9.5% | $77,100+32.2% | $134,545-24.2% |
| Participation rate | 58.8% | 74.5%-15.7pp | 67.9%-9.1pp | 81.2%-22.4pp |
| Annual return | -21.62% | 62.68%-84.3pp | 42.35%-64.0pp | 418.37%-440.0pp |
| Employer contribution / active EE | $1,635 | $3,421-52.2% | $2,815-41.9% | $4,742-65.5% |
| Participant deferral / active EE | $4,394 | $5,242-16.2% | $4,430-0.8% | $6,401-31.4% |
| Admin fee / account holder | $250 | $6,970-96.4% | $5,443-95.4% | $11,431-97.8% |