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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,602 | $138,312-29.4% | $122,979-20.6% | $155,188-37.1% |
| Participation rate | 60.0% | 80.2%-20.2pp | 77.2%-17.2pp | 80.8%-20.8pp |
| Annual return | 19.30% | 22.06%-2.8pp | 20.12%-0.8pp | 148.84%-129.5pp |
| Employer contribution / active EE | $1,557 | $3,530-55.9% | $3,062-49.2% | $4,248-63.3% |
| Participant deferral / active EE | $2,746 | $5,592-50.9% | $5,003-45.1% | $6,531-58.0% |
| Admin fee / account holder | $2,875 | $15,089-80.9% | $12,864-77.7% | $14,480-80.1% |