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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,161 | $117,829-39.6% | $102,423-30.5% | $145,877-51.2% |
| Participation rate | 56.3% | 78.6%-22.4pp | 76.5%-20.3pp | 80.3%-24.1pp |
| Annual return | 13.09% | 31.83%-18.7pp | 29.42%-16.3pp | 551.28%-538.2pp |
| Employer contribution / active EE | $1,379 | $3,615-61.9% | $3,023-54.4% | $4,663-70.4% |
| Participant deferral / active EE | $2,602 | $5,732-54.6% | $5,054-48.5% | $6,691-61.1% |
| Admin fee / account holder | $13,232 | $13,335-0.8% | $9,455+40.0% | $13,402-1.3% |