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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,075 | $103,393-73.8% | $87,103-68.9% | $152,909-82.3% |
| Participation rate | 42.1% | 79.4%-37.3pp | 76.9%-34.8pp | 82.5%-40.4pp |
| Annual return | 511.67% | 28.10%+483.6pp | 28.19%+483.5pp | 345.46%+166.2pp |
| Employer contribution / active EE | $1,056 | $3,221-67.2% | $2,521-58.1% | $4,764-77.8% |
| Participant deferral / active EE | $1,560 | $4,778-67.4% | $4,049-61.5% | $5,851-73.3% |
| Admin fee / account holder | $1,241 | $12,195-89.8% | $7,491-83.4% | $11,601-89.3% |